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Managing Your Credit

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Continental Finance is one of the nation's emerging credit card providers for consumers with less than perfect credit. Our program is designed to provide consumers the opportunity to be rewarded throughout their relationship with us. Continental Finance can help educate consumers about good payment techniques and managing their personal credit, while at the same time reporting their payment history to all three major credit bureaus.

The Continental Finance MasterCard® is an unsecured credit card and is specifically designed for people who have had difficulties being approved for a major credit card because of a less than perfect credit history, including prior bankruptcy. This is a fee based product in which fees will be billed to your first statement, thus reducing your available credit until they are paid. The Continental Finance MasterCard® is issued by First Bank of Delaware, Wilmington, Delaware. Investing in a Continental Finance MasterCard® is an investment in your future.

Continental Finance Gold MasterCard®

Continental Finance Classic Blue MasterCard®

Continental Finance Classic MasterCard®

Get a second chance with rates as low as 9.75% APR¹ with the unsecured Continental Finance Gold MasterCard®.^† Find out in seconds if you've been approved for this unsecured MasterCard®.

With benefits like monthly reporting to the major credit bureaus, free online access, and semi-annual credit limit increases, the Continental Finance Classic Blue MasterCard® is great for those with less than perfect credit.

Have you been turned down for credit recently because of your credit score? Continental Finance is here to help you with the second chance you've been waiting for. Take advantage of our quick online application now to get started.

¹ If approved, you will receive either a Continental Finance Gold MasterCard or a Classic MasterCard, based on your credit worthiness. The Gold MasterCard has an initial Credit Limit of $300.00, but is reduced by a $25.00 Annual Fee and a one-time Account Processing Fee of $200.00, both of which will appear on your Initial Billing Statement. Your available credit after these charges will be $75.00 at Card issuance. The Classic MasterCard has an initial Credit Limit of $300.00, but is reduced by a $50.00 Annual Fee and a one-time Account Processing Fee of $200.00, both of which will appear on your Initial Billing Statement. Your available credit after these charges will be $50.00 at Card issuance. Your Account will be reviewed periodically for a Credit Limit increase. Unless you opt out of automatic Credit Limit increases, you can qualify for Credit Limit increases, beginning with the sixth month your Account is open by satisfying our credit criteria at that time, which may include criteria such as your record of timely payments and staying within your Credit Limit. After the first Credit Limit increase, you can receive additional increases as often as every one hundred eighty (180) days. Each Credit Limit increase will be $75.00, subject to a maximum Credit Limit of $2,000.00. Each increase will appear on your Account no later than one (1) month after you have qualified for such increase. At the time of each Credit Limit increase, a $25.00 Credit Limit Increase Fee, which is a FINANCE CHARGE, will be charged to your Account. If you do not want to be eligible for automatic Credit Limit increases, you must notify us in writing.

†This offer is not valid for non-US residents, residents of New York and Wisconsin, and individuals under the age of 18 (age 19 in Alabama and Nebraska).