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Credit Products
* Approval subject to other credit criteria. 1
If approved, you will receive either a Continental Finance Gold MasterCard or a Classic MasterCard, based on your credit worthiness. The Gold MasterCard has an initial Credit Limit of $300.00, but is reduced by a $50.00 Annual Fee and a one-time Account Processing Fee of $175.00, both of which will appear on your Initial Billing Statement. Your available credit after these charges will be $75.00 at Card issuance. The Classic MasterCard has an initial Credit Limit of $300.00, but is reduced by a $50.00 Annual Fee and a one-time Account Processing Fee of $200.00, both of which will appear on your Initial Billing Statement. Your available credit after these charges will be $50.00 at Card issuance. Your Account will be reviewed periodically for a Credit Limit increase. Unless you opt out of automatic Credit Limit increases, you can qualify for Credit Limit increases, beginning with the sixth month your Account is open by satisfying our credit criteria at that time, which may include criteria such as your record of timely payments and staying within your Credit Limit. After the first Credit Limit increase, you can receive additional increases as often as every one hundred eighty (180) days. Each Credit Limit increase will be $75.00, subject to a maximum Credit Limit of $2,000.00. Each increase will appear on your Account no later than one (1) month after you have qualified for such increase. At the time of each Credit Limit increase, a $25.00 Credit Limit Increase Fee, which is a FINANCE CHARGE, will be charged to your Account. If you do not want to be eligible for automatic Credit Limit increases, you must notify us in writing. †This offer is not valid for non-US residents, residents of New York and Wisconsin, and individuals under the age of 18 (age 19 in Alabama and Nebraska). |
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